Privacy Policy

Last Updated: November 15, 2024

1. Introduction

Welcome to our Privacy Policy. This document explains how we collect, use, and protect your personal information when you use our website and services. We are committed to ensuring the privacy and security of your personal data.

2. Information We Collect

2.1 Personal Information

We may collect the following types of personal information:

• Name and contact details
• Email address
• Phone number
• Billing and shipping addresses
• Account login credentials

2.2 Automatically Collected Information

We automatically collect certain information when you visit our website:

• IP address
• Browser type and version
• Device information
• Cookie data
• Usage patterns and preferences

3. How We Use Your Information

We use your personal information for:

• Providing and improving our services
• Processing your transactions
• Communicating with you about our services
• Sending important updates and notifications
• Analyzing website usage and trends
• Maintaining account security

4. SMS and Phone Communications

4.1 Consent

By providing your phone number, you expressly consent to receive:

• Service notifications
• Transaction confirmations
• Account security alerts
• Important updates about our services

4.2 Phone Number Protection

We are committed to protecting your phone number:

• We will NOT share your phone number with third parties for marketing purposes
• We will NOT sell or distribute your phone number to affiliates
• Your phone number will only be used for direct communication from our company

5. Information Sharing

We do not share your personal information except:

• When required by law
• To protect our rights or property
• With service providers who assist in our operations (under strict confidentiality agreements)
• With your explicit consent

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information:

• Encryption of data in transit and at rest
• Regular security assessments
• Access controls and authentication
• Secure data storage systems

7. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data
• Opt-out of marketing communications
• Withdraw SMS consent at any time
• Request a copy of your personal data

8. Cookies and Tracking

We use cookies and similar technologies to:

• Improve website functionality
• Analyze usage patterns
• Remember your preferences
• Provide personalized content

You can control cookie settings through your browser preferences.

9. Children’s Privacy

Our services are not directed to children under 13. We do not knowingly collect personal information from children under 13.

10. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of any material changes by:

• Posting the new policy on our website
• Sending an email notification
• Displaying a notice on our homepage

11. Contact Us

If you have questions about this Privacy Policy, please contact us at:

• Email: info@smartbusinessfunder.com
• Phone: 347-402-1650
• Address: 20515 NE 22ND AVE MIAMI FL 33180

12. California Privacy Rights

California residents have additional rights under the CCPA, including:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising these rights

13. International Data Transfers

If we transfer your data internationally, we ensure appropriate safeguards are in place to protect your information in compliance with applicable data protection laws.

14. Data Retention

We retain personal information only for as long as necessary to:

• Provide our services
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

After this period, your data will be securely deleted or anonymized.